The RightFit for you.
We make it easy to sign up for Medicare Insurance online. People with Medicare insurance benefits often ask us what the best plan is. It's hard for anyone to know what the best is without a crystal ball or without seeing into the future. So we present them with the available insurance options and choices in a way that gives them the opportunity to identify the insurance plan that is the RightFit for them. RightFit is our term meaning assisting our clients with identifying and enrolling in the insurance contract that has the appropriate benefits, terms, and conditions for their unique needs at a cost they can accept. Just like with shoes, not everyone wears the same size, so the RightFit for one person may not fit the next.
We listen to our clients with respect for their concerns. We identify the benefits, terms, and conditions of those insurance plans that offer the solutions to their problems. We help clients find the peace of mind that they are doing the right thing and getting the RightFit. Time spent with us is time well spent.
RightFit agents never charge a fee for our services. Reviewing your options with us and allowing us to submit your enrollment costs you the same as any other enrollment option. We are paid by the insurance companies we represent, but our passion is to assist you in finding the RightFit for your needs.
Medicare Supplements are standardized by the Federal Government. They are labeled A, B, C, D, F, G, K, L, M, and N. Each standardized Medigap policy must offer the same basic benefits no matter which insurance company sells it. Cost is usually the only difference between Medigap policies with the same letter sold by different insurance companies. Plan A pays the Medicare hospital and physician coinsurance, the first three pints of blood, and 365 days of hospitalization beyond Medicare. Plans B through N provide these benefits and add more benefits such as coverage for Medicare deductibles, excess charges and limited preventive care, and foreign travel. You can only have one Med Sup plan. No one should try to sell you an additional Medsup plan unless you decide you need to switch policies.
You can get your Medicare benefits through Original Medicare, or you can choose a Medicare Advantage Plan. With Original Medicare, the government pays for your Medicare benefits when you get them. Medicare Advantage Plans, the Part C of Medicare are offered by private companies that have been approved by Medicare. Medicare pays these companies to administer your Medicare benefits. If you join a Medicare Advantage Plan, the plan will provide all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage. They are completely different than a Medicare Supplement Insurance (Medigap) policy.
Part D Prescription Drug Coverage is coverage for retail prescription drugs, or the medications that you pick up at a pharmacy. This is a voluntary program which allows you to access medications at an affordable rate, and insures yourself against any prescriptions you may need future.
Become a Medicare Supplement Insurance agent!
If you are new in the Medicare Advantage or Medicare Supplement insurance business, or if you have a book of business already built up, then you might consider joining us as an agent. We bring a unique perspective to the issues of business continuation, cooperative marketing and learning.